We can advise on the type, the size, and the eligible states for a wrap up, whether it is for a workers’ compensation/general liability wrap up or general liability only wrap up. We can also prepare pro formas based on our vast contractor database, industry information, and current insurance market pricing to help you and your client make an educated decision on whether or not a wrap up makes sense.

Wrap Up Insurance Solutions reviews and facilitates the development of generally accepted contract language and communicates the intention with the owners and general contractors. After determining that a project is feasible, Wrap Up Insurance Solutions works with the project team on contract language and communications between the construction parties.

Wrap Up Insurance Solutions works with agent partners and their established carriers and may introduce them to new carriers as identified in the feasibility stage. Wrap Up Insurance Solutions provides the communication and consulting guidance to these niche wrap up insurance underwriters as requested and/or required.

Wrap Up Insurance Solutions assists their agent partners in the oversight of these two critical areas of successful wrap ups. Wrap Up Insurance Solutions has an extensive partner network and internal staff members that will make sure you have the needed resources to support and enhance your safety and claims programs.

Wrap Up Insurance Solutions provides consultative services for your clients that may not be purchasing a wrap up, but need assistance and guidance on projects they are involved with that are in wrap ups. Wrap Up Insurance Solutions also performs audits of existing or completed wrap up programs on behalf of the wrap up sponsor.

General liability only wrap ups have re-emerged to meet the various coverage and control needs of insurance buyers. These wrap ups are geared towards smaller projects (as low as $2,000,000 in construction value) that normally wouldn’t qualify for a “large” combined workers’ compensation/general liability wrap up, or meet a coverage need. For example, in more litigious construction defect climates, these products provide the majority of liability coverage on smaller residential projects.

Contractor Enrollment

• Participate in wrap up kickoff meetings with the project team
• Assist with the presentation of wrap up program to subcontractors
• Payroll collection and tracking
• Wrap up certificate of insurance issuance
• Subcontractor certificate of insurance tracking
• Issuance of wrap up policies to subcontractors as required
• Handle day-to-day inquiries as required

Project Communication

• Customized management reports for clients and their partners
• Participate in regularly scheduled meetings with the project construction team and provide customized management reports for review of the program
• Coordinate and participate in regularly scheduled meetings with the project sponsor and their partners

Insurance Credit Calculation & Processing

• Work with individual contractors in the calculation of their insurance credits
• Communicate the results of the contractor insurance credit calculations to the project team on a regularly scheduled basis
• Assist the project team in processing change orders based on approved contractor insurance credits